Banking Exam Reasoning Mock Tests

Last reviewed 7 October 2026

Banking reasoning is dominated by puzzles and arrangements. This page explains how to triage puzzles, solve them cleanly and use sectional mocks to build speed.

The role of Reasoning in banking exams

In the IBPS prelims, Reasoning Ability has 35 questions in 20 minutes with a one-fourth penalty for wrong answers. A large part of the section is built from puzzle sets: a seating arrangement, a floor puzzle or a scheduling puzzle that carries five questions. A candidate who solves such a set correctly collects five marks in about seven minutes; one who chooses the wrong set can lose the same seven minutes and gain nothing. The rest of the section is made of shorter questions: inequalities, syllogisms, coding-decoding, blood relations, direction sense and data sufficiency. In mains, Reasoning is combined with Computer Aptitude and has harder puzzles and input-output questions.

Question families

FamilyTypical sizeMethod
Puzzles and seating arrangements (linear, circular, floor, scheduling)One or two sets, 5 questions eachClean diagram; fixed facts first; case analysis
Inequalities5 questionsCombine the chain; test each conclusion
Syllogisms3-5 questionsVenn diagrams
Coding-decoding and input-output3-5 questionsFind the rule; apply it stepwise
Blood relations and direction sense2-4 questionsFamily tree; coordinates
Data sufficiency, order and ranking2-4 questionsTest each statement alone and together

Worked examples

A seating puzzle. Five people, P, Q, R, S and T, sit in a row facing north. Q sits at the left end. P sits second to the right of Q. S sits immediately to the right of P. T does not sit at an end. Who sits at the right end? Q is in position 1, P in position 3 and S in position 4. R and T remain for positions 2 and 5; T is not at an end, so T is in position 2 and R is in position 5. The arrangement Q T P S R is the only one that fits.

An inequality. Given A > B ≥ C = D, which conclusions are true: (I) A > C, (II) D ≤ B? Both are true: A > B ≥ C gives A > C, and D = C ≤ B gives D ≤ B.

A syllogism. All pens are books. Some books are bags. Does "some pens are bags" follow? No: the books that are bags may not include any pens.

A coding question. If COLD is coded as DPME, how is WARM coded? Each letter moves one place forward, so WARM becomes XBSN.

A blood relation. A is B's brother and B is C's mother. How is A related to C? A is C's maternal uncle.

The seating puzzle above is a miniature: a real set has more people, more attributes and subtler conditions, but the structure of the solution is the same.

A method for puzzles

  1. Read all the conditions once and note which are definite (a fixed position) and which are relative.
  2. Draw the skeleton (a row, a circle, a table of days) and label the positions.
  3. Place the certain items first, then use relative conditions to narrow the rest.
  4. Branch only when forced, labelling the cases and carrying both until a later condition removes one.
  5. Verify the final arrangement against every condition before answering.

The general technique is also set out in how to solve logical reasoning puzzles step by step.

Puzzle triage in the first minute

A puzzle is promising if the first three conditions let you place at least three entities, if there are few "either-or" conditions and if some questions can be answered from partial information. It is risky if almost all conditions are relative, if many have two possibilities and if there are many attributes to track. Mark risky sets and take the short questions first. If you have time later, return to them. A time box of seven minutes for a five-question puzzle is a sensible limit.

Time management for 20 minutes

StageTimeWhat to do
Short questions (inequalities, syllogisms, coding, relations)About 8 minutesFast marks; about 35 to 45 seconds each
Best puzzle setAbout 7 minutesTime-boxed; clean diagram
Second puzzle or marked questionsAbout 3 minutesOnly if the set is promising
CheckAbout 2 minutesVerify diagram-dependent answers

The order can vary: some candidates take the puzzle while their mind is fresh. Test both in mocks.

Negative marking in Reasoning

For short questions, informed guesses are reasonable. For puzzles, accuracy matters more: a wrong early deduction makes several answers wrong at once, and a guess on a puzzle question without a solved structure is close to random. Track net marks by family. See our negative marking guide.

How to practise

Analysing your Reasoning result

PatternProbable causeAction
Puzzle answers all wrong in one setAn early wrong deductionRedo with a clean diagram; verify against all conditions
Time overrun on a puzzlePoor triageJudge in 30 seconds; use a seven-minute box
Errors in syllogismsNo diagramsAlways draw Venn diagrams
Short questions unfinishedSlow recognitionFamily drills and timed mixed sets
Guessed answers losing marksGuessing on puzzlesGuess only on short questions after elimination

Common mistakes in banking Reasoning preparation

  • Solving every puzzle regardless of difficulty.
  • Drawing a messy first diagram.
  • Guessing on puzzle questions.
  • Practising untimed.
  • Skipping the short questions, which are fast marks.

See the banking hub, the exam pattern and the mock test strategy. Other sections: Quantitative Aptitude, English and General Awareness. For a worked review read how to use mock tests for banking exams. Reasoning tests published by institutes appear below.

Note: the section sizes above are for the IBPS prelims; other exams differ, so confirm the pattern in the notification of your exam.

More Banking preparation guides

Institutes publishing Banking tests

Related reading

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Disclaimer: This is an independent practice/mock test created for exam preparation. TestMint is not affiliated with, endorsed by, sponsored by, or associated with the official examination authority or government organization conducting the examination. This test is intended solely for educational and practice purposes. Exam pattern, syllabus, dates and other examination information may change. Candidates should refer to the official examination authority for the latest information.

Practice material on this page is independent of the Banking conducting authority.

Frequently asked questions

35 questions in a 20-minute section, according to the IBPS notification. Check the notification of your exam.

Linear and circular seating arrangements, floor puzzles, scheduling puzzles, box puzzles and similar sets with several entities and attributes. Each set usually carries five questions.

In the first 30 seconds, check whether the first three conditions let you place at least three entities and whether there are few either-or conditions. If so, attempt it within a seven-minute box; otherwise mark it and return later.

Yes. A clean diagram prevents errors and makes later questions in the set quick.

For inequalities, combine the chain and test each conclusion; for syllogisms, draw Venn diagrams and accept a conclusion only if it holds in every diagram.

For short questions after elimination, yes, since the break-even accuracy is 20%. For puzzles, a guess without a solved structure is close to random, so accuracy matters more.

Two a week in the middle phase of preparation, with family drills daily, puzzle sets two or three times a week and a full paper weekly in the last two months.

Redo it untimed with a clean diagram, find the step where the wrong deduction occurred and check each deduction against all conditions.

A time box of about six to eight minutes for a five-question set is common. If you are not making progress by then, leave it.

No. They are independent practice tests published by institutes and educators, and TestMint is not affiliated with IBPS, SBI or the RBI.